Policy details

Guaranteed Whole Life Insurance policies from United of Omaha Life Insurance Company, a Mutual of Omaha Company, feature a number of benefits designed to fit your unique needs.

  • Guaranteed acceptance for applicants who are ages 45 to 85
  • No medical exams
  • No health questions
  • Up to $25,000 in coverage and benefits that won’t reduce due to your age or health
  • Affordable premiums that won’t increase
  • Premiums starting at just $8.80 per month1
  • Spousal coverage if he or she is age 45 to 85
  • 85% of claims paid in 24 hours2


The Guaranteed Whole Life Insurance policy offered is set apart from other life insurance products in the marketplace by its included graded death benefit. If death occurs from natural causes (not accidental) during your policy's first two years, you will receive all premiums you paid plus 20 percent. Once the two year period ends, you will receive the policy's full benefit.

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  • A+
    SUPERIOR
    A.M. Best
    Company, Inc.
  • A1
    GOOD
    Moody’s Investors
    Service
  • AA-
    VERY STRONG
    Standard & Poor’s
  • A+
    SUPERIOR
    Better Business
    Bureau

Independent Agency Rating(s) as of Wednesday, November 29, 2017

Ratings only refers to the overall financial status of the company and is not a recommendation of the specific policy provisions, rates or practices of the insurance company.